About The Ghirardi Agency

A Team Built on Trust, Care, and Community

Our agency is built on personal service, clear guidance, and long-standing relationships. Led by Nicole Ghirardi and supported by a caring, experienced team, they help families and businesses across Jefferson County feel confident and protected.

Years of Combined Experience

Homes & Businesses Protected

Year Average Client Relationship

Our Mission

At Ghirardi Agency, we provide exceptional insurance solutions, building strong client relationships through personalized service, tailored coverage, and proactive risk management. With integrity, innovation, and a commitment to excellence, we aim to be the trusted insurance partner for comprehensive protection and an exceptional customer experience.

Our Expertise

With over 20 years of experience in the insurance industry, our team of experts has the knowledge and skills to guide you through the insurance process. We have helped thousands of clients find the right coverage at the right price.

Meet Our Team

Nicole Ghirardi

Agency Owner & Licensed Agent

Mary Headrick

Customer Service & Administrative Support

Cathy Tolie

Office Manager & Customer Service

Cameron Taylor

Customer Service Rep. & Home Office Support

Get to Know the Ghirardi Agency

Meet the team that brings clarity, care, and community-focused service to every client interaction. This quick introduction gives you a look at who we are, what we value, and how we’re committed to protecting the families and businesses we serve.

Proud to Support Our Community

The Ghirardi Agency is actively involved in local organizations, youth programs, and community events throughout Jefferson County. Giving back is part of who we are, and we’re committed to strengthening the connections that make our community such a great place to live and work.

Put You & Your Family in Good Hands

Reach out today and we’ll help you find coverage that fits your home, family, or business.